Which Account is Right for You?
Comparison Tool
| Basic Checking |
Rewards Checking |
Premium Rewards Checking | Platinum Rewards Checking |
|
| Features | Complementary anywhere banking tools | Complementary anywhere banking tools | Complementary anywhere banking tools and a great checking interest rate | Complementary anywhere banking tools and our best checking interest rate |
| Identity Theft 1,2 Benefits | Up to $1,000 in personal identity theft benefits and identity restoration | Up to $5,000 in personal identity theft benefits and identity restoration | Up to $5,000 in personal identity theft benefits and identity restoration | Up to $10,000 in personal identity theft benefits and identity restoration, credit monitoring3, identity monitoring3, free credit reports and credit score3 |
| Buyer's Protection & Extended Warranty1, 2 | Up to $2,500 per item | Up to $2,500 per item | Up to $2,500 per item | Up to $2,500 per item |
| Access to the BaZing Savings Network | x | x | x | |
| Cell Phone Protection1, 2 | Up to $400 per claim | Up to $400 per claim | Up to $600 per claim | |
| 24/7 Roadside Assistance | Up to $80 in covered service charges per service | Up to $80 in covered service charges per service | Up to $80 in covered service charges per service | |
| Health Savings Card | x | x | x | |
| Travel Accidental Death Coverage2 | Up to $10,000 travel accidental death coverage | Up to $10,000 travel accidental death coverage | Up to $25,000 travel accidental death coverage | |
| Balance to Open | $50 | $50 | $50 | $50 |
| Fees to Consider | Avoid the $3 monthly paper statement fee by enrolling in eStatements | Flat $6 monthly maintenance fee | Maintain a $1,000 minimum balance every day of the month to waive the $8 monthly fee | Flat $10 monthly fee |
| Basic | |
|---|---|
| Features | Complementary anywhere banking tools |
| Identity Theft 1,2 Benefits | Up to $1,000 in personal identity theft benefits and identity restoration |
| Buyer's Protection & Extended Warranty1, 2 | Up to $2,500 per item |
| Access to the BaZing Savings Network | |
| Cell Phone Protection1, 2 | |
| 24/7 Roadside Assistance | |
| Health Savings Card | |
| Travel Accidental Death Coverage2 | |
| Balance to Open | $50 |
| Fees to Consider | Avoid the $3 monthly paper statement fee by enrolling in eStatements |
| Rewards | |
| Features | Complementary anywhere banking tools |
| Identity Theft 1,2 Benefits | Up to $5,000 in personal identity theft benefits and identity restoration |
| Buyer's Protection & Extended Warranty1, 2< | Up to $2,500 per item |
| Access to the BaZing Savings Network | x |
| Cell Phone Protection1, 2 | Up to $400 per claim |
| 24/7 Roadside Assistance | Up to $80 in covered service charges per service |
| Health Savings Card | x |
| Travel Accidental Death Coverage2 | Up to $10,000 travel accidental death coverage |
| Balance to Open | $50 |
| Fees to Consider | Flat $6 monthly maintenance fee |
| Premium | |
| Features | Complementary anywhere banking tools and our best checking interest rate |
| Identity Theft 1,2 Benefits | Up to $5,000 in personal identity theft benefits and identity restoration |
| Buyer's Protection & Extended Warranty1, 2 | Up to $2,500 per item |
| Access to the BaZing Savings Network | x |
| Cell Phone Protection1, 2 | Up to $400 per claim |
| 24/7 Roadside Assistance | Up to $80 in covered service charges per service |
| Health Savings Card | x |
| Travel Accidental Death Coverage2 | Up to $10,000 travel accidental death coverage |
| Balance to Open | $50 |
| Fees to Consider | Maintain a $1,000 minimum balance every day of the month to waive the $8 monthly fee |
| Platinum | |
| Features | Complementary anywhere banking tools and our best checking interest rate |
| Identity Theft 1,2 Benefits | Up to $10,000 in personal identity theft benefits and identity restoration, credit monitoring3, identity monitoring3, free credit reports and credit score3 |
| Buyer's Protection & Extended Warranty1, 2 | Up to $2,500 per item |
| Access to the BaZing Savings Network | x |
| Cell Phone Protection1, 2 | Up to $600 per claim |
| 24/7 Roadside Assistance | Up to $80 in covered service charges per service |
| Health Savings Card | x |
| Travel Accidental Death Coverage2 | Up to $25,000 travel accidental death coverage |
| Balance to Open | $50 |
| Fees to Consider | Flat $10 monthly fee |
Basic Checking
Avoid $3 monthly paper statement fee by enrolling in eStatements.
- Anywhere banking tools (online, mobile, bill pay, debit card and eStatements)
- ID theft aid1, 2 ($1,000 in personal identity theft benefits and identity restoration)
- Buyer’s Protection and Extended Warranty1, 2 (up to $2,500 per item)
Rewards Checking
Only $6 per month.
- Anywhere banking tools (online, mobile, bill pay, debit card and eStatements)
- Local discounts and national retailer deals with BaZing savings
- Cell phone protection1, 2 (up to $400 per claim)
- ID theft aid1, 2 ($5,000 in personal identity theft benefits and identity restoration)
- 24/7 free-to-use roadside assistance (up to $80 in covered service charges per occurrence)
- $10,000 travel accidental death coverage2
- Health Savings Card
- Buyer’s Protection and Extended Warranty1, 2 (up to $2,500 per item)
Premium Rewards Checking
Maintain a $1,000 minimum balance every day of the month and we’ll waive the $8 monthly fee.
- Anywhere banking tools (online, mobile, bill pay, debit card and eStatements)
- Local discounts and national retailer deals with BaZing savings
- Cell phone protection1, 2 (up to $400 per claim)
- ID theft aid1, 2 ($5,000 in personal identity theft benefits and identity restoration)
- 24/7 free-to-use roadside assistance (up to $80 in covered service charges per occurrence)
- $10,000 travel accidental death coverage2
- Health Savings Card
- Buyer’s Protection and Extended Warranty1, 2 (up to $2,500 per item)
- A great checking rate
Platinum Rewards Checking
Our best account for only $10 a month.
- Anywhere banking tools (online, mobile, bill pay, debit card and eStatements)
- Local discounts and national retailer deals with BaZing savings
- Cell phone protection1, 2(up to $600 per claim)
- ID theft aid ($10,000 in personal identity theft benefits and identity restoration1, 2 , credit monitoring3 , identity monitoring3 , free credit reports and credit score3 )
- 24/7 free-to-use roadside assistance (up to $80 in covered service charges per occurrence)
- 25,000 in accidental death coverage2
- Health Savings Card
- Buyer’s Protection and Extended Warranty1, 2 (up to $2,500 per item)
- Our best checking rate
1 Subject to their terms and conditions detailed in the Guide to Benefits. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals
2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
3 Identity and credit monitoring require activation for monitoring to begin.
Ready to Switch to Waycross Bank & Trust?
Switching is a breeze. We’ve got a painless process to get you moved over quickly. Download our switch kit or drop by one of our branches. Numbers and addresses can be found here. We’re ready to help.