Ready to move in?
Reach out to our local lending expert to get started.
It’s taken you a while to get to this point. No reason to drag it out. Your Waycross Bank & Trust loan officer will help you select the mortgage that’s right for you—and then make sure the process goes smoothly.
Take a look at the variety of mortgage options below. Of course, we’re happy to talk about any of these, so please call or come by.
Our conventional mortgages give you down payment options, competitive rates, and a number of other features.
Government-backed loans that require lower down payments (sometimes none), flexible credit choices, and lower-income guidelines.
Eligible veterans can receive program benefits to secure the home of their dreams.
Need a bigger loan? Whether it’s a primary residence, vacation home, or investment property—we’ve got options to make it happen.
Home Equity Loan
You can pay for college, consolidate bills or renovate your kitchen with low, predictable monthly payments.
Home Equity Line of Credit
Advance and pay down your loan on your schedule. Plus lock in fixed monthly payments while retaining access to the remaining line of credit.
Residential Lot Loan
Buy the land now – build whenever you’re ready.
What they say is true: they’re not making any more of it. Claim your plot now.
Bring on the bulldozers. Finance construction of your home now—mortgage payments come later.