Business Loans

Local business. Local loans.

Support only people in your community can provide.


Lending decisions are made right here, so you don’t have to wait long. The people you speak with at Waycross Bank & Trust are the people who will see your lending need through to the very end. We know businesses have needs that arise quickly, and our local Board of Directors understands that, too.

We’d love to help your business grow and thrive.

Business Line of Credit

Line of Credit

A flexible option which allows you to borrow up to a certain limit, pay interest only on the portion you borrow, and manage repayment to match your cash flow.

Business Term Loan

Term Loans

A single advance loan that is repaid regularly, at an agreed-upon interest rate, over a set amount of time.

Business Construction

Real Estate

Secure a mortgage on an office building, shopping center, or other commercial space—new construction, acquisition or refinancing options are available.

Picture of Government Building

SBA/ USDA Loans

Government-guaranteed loans
to make your business dreams a reality.