Lending

Loans, for your work life. Your leisure life.

And just plain old life.

The right loan at the right time can change everything.

We’ve got one that’s right for you.

Personal Loans

Loans for cars, boats, RVs, motorcycles,
or just about any need.

Consumer Real Estate Loans

For your home—mortgages, construction loans,
home equity loans, and more

Business Loans

From startup expenses to expansion costs and beyond,
we'll work with you to get what you need.

SBA/ USDA Loans

Government-guaranteed loans
to make your business dreams a reality.

Ready to Switch to Waycross Bank & Trust?

Switching is a breeze. We’ve got a painless process to get you moved over quickly. Download our switch kit or drop by one of our branches. Numbers and addresses can be found here. We’re ready to help.